Policy

Terms of use

The short version: this is information, not advice, and not an offer.

Updated 14 September 2026 Owner: Find Me Funders editorial

Find Me Funders is an information service. It is not a lender, a broker of record, or a financial adviser, and it makes no credit decisions.

Nothing on this site is an offer of credit, a pre-approval, a quote, or a prediction that any lender will approve you. A match against published criteria means your answers clear what that lender publishes; it is a filter, not a decision.

Listing data is compiled from each lender's own published disclosures and shown as published, including where a lender discloses nothing. Terms change without notice. Confirm current terms directly with any lender before you sign anything.

Nothing here is financial, legal or tax advice. Business funding carries real risk, and short-term products with daily or weekly remittance carry cash-flow risk that does not show up in a headline rate. Take advice from someone who knows your books before you commit.

We may change or remove content at any time. Where we correct something we say so.

Related questions

What does this guide cover?

The short version: this is information, not advice, and not an offer.

Are the figures here quotes?

No. Every worked example is labelled illustrative and exists to show the arithmetic. What a particular lender charges is on that lender's page, where it publishes it at all.

Who writes this?

The Find Me Funders research desk. Some drafting is AI-assisted, and every page that is says so at the top, including whether a person has checked its claims yet.

How do I know a figure here is right?

Where a page carries the green notice, its claims were checked against the sources listed at the end and a reviewer is named. Where it carries the amber one, nobody has verified it yet and you should confirm anything you plan to act on.

Are the examples real deals?

No. Every worked example is labelled illustrative and exists to show the arithmetic. What any particular lender charges is on that lender's page, where it publishes it.

Why do you never say what a typical rate is?

Because we cannot source it. A market average assembled from lenders who do not publish prices is a guess with a decimal point on it. Where a lender publishes a figure, we show that figure and say where it came from.

Is this financial or legal advice?

No. It is general information about how these products work. Outcomes depend on your contract and your state, and a lawyer or accountant licensed where you are is the person to ask about your situation.

Can I reuse this content?

Quote a paragraph with a link back. Do not republish whole articles.

How often is this updated?

Each page shows when it was last updated. Legal and regulatory material is re-checked when the underlying rule moves, and the page says when it was last read.