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World Business Lenders vs Birkin Capital
Built live from what each lender publishes. Nothing here is estimated — where a lender publishes nothing, the cell says so.
| Attribute | World Business Lenders | Birkin Capital |
|---|---|---|
| On the record |
|
|
| Lender type | Direct funder | Not stated |
| Products offered | Term loan | MCA, Working capital, Term loan, Line of credit, Equipment, Asset-based |
| Published amounts | $200K – $2M | Up to $750K |
| Pricing basis | Not disclosed | Not disclosed |
| Published rate | Not disclosed | Not disclosed |
| Disclosed fees | Not disclosed | Not disclosed |
| Repayment frequency | Not disclosed | Variable with revenue |
| Term length | Not disclosed | 1–9 months |
| Minimum credit score | Not disclosed | Not disclosed |
| Minimum time in business | Not disclosed | Not disclosed |
| Minimum monthly revenue | Not disclosed | Not disclosed |
| Collateral required | Yes | Not disclosed |
| Personal guarantee | Not disclosed | Not disclosed |
| States excluded | Not disclosed | Not disclosed |
| Industries excluded | Not disclosed | Not disclosed |
| Speed to fund | Not disclosed | Funding Within 1 Day |
| Speed conditions | Not disclosed | Pre-qualification response 'in as fast as minutes'; no cutoff time published |
| Headquarters | Eatontown, NJ | New York, NY |
| Established | 2011 | 2020 |
| Next step | Enquire Review | Enquire Review |
Rates on this page are not directly comparable unless the pricing basis matches. A factor rate of 1.30 and an APR of 30% are different measures of different things — a factor rate is a multiple of the amount advanced with no time dimension, an APR is annualised. Read the pricing basis row before comparing the rate row.