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ROK Financial
Capital solutions with speed and real human guidance
What ROK Financial puts on the record
Every row is the lender's own published figure or a blank. Blanks are not estimates and not zeros — they are what happens when a lender publishes nothing.
- Amounts
- $10K – $5M
- Speed to fund
- 1-3 days
- Minimum credit score
- 500
- Minimum time in business
- 6 mo
- Minimum monthly revenue
- $10K/mo
- Direct funder or broker
- Broker / marketplace
Product by product
Pricing basis sits in its own column because a factor rate and an APR measure different things and must never be read as one number.
| Product | Amounts | Pricing basis | Published rate | Term | Speed | On the record |
|---|---|---|---|---|---|---|
| Merchant Cash Advance | $10K – $5M | Not disclosed | Not publicly disclosed | Not disclosed | Same day funding |
|
| Term Loan | $10K – $5M | Not disclosed | Not publicly disclosed | 6–120 mo | Same day funding |
|
| Business Line of Credit | $10K – $5M | Not disclosed | Not publicly disclosed | 6–120 mo | Same day funding |
|
| SBA Loan | Up to $5M | Not disclosed | Not publicly disclosed | 120–300 mo | Funds in as little as 45 days |
|
| Equipment Financing | $10K – $5M | Not disclosed | Not publicly disclosed | 12–60 mo | Funding in 2 - 5 Days |
|
| Invoice Financing | From $100K | Not disclosed | Not publicly disclosed | Not disclosed | Funding in 2 - 5 Days |
|
Worth knowing before you call
What our researcher found reading ROK Financial’s own site — not the lender’s words
A marketplace rather than a single lender: borrowers shop between multiple products.
Third-party ratings
Customer ratings collected from public profiles. They measure customer sentiment, not our assessment — the two are kept apart deliberately.
Fewer than 30 reviews — too small a sample to read much into.
Profile match not yet confirmed against the lender's own site.
COULD NOT VERIFY DOMAIN: this BBB profile lists no website field at all (only a Facebook link, facebook.com/ROKFinancialLLC), so rok.biz could not be confirmed from the page itself. Business name 'ROK Financial' and the Great River, NY location are consistent with the lender, but per the no-guessing rule the match is left unconfirmed. Rating shown is the customer-review star average (3.4/5) from only 5 reviews. BBB letter grade A+, Accredited since 10/30/2020.
Open the profilewww.trustpilot.com/review/rok.biz and the .ca mirror both returned HTTP 403; figures were read from the .uk mirror of the same global profile and independently re-confirmed on the .ie mirror (identical 4.7 / 1,108). Claimed profile since January 2021; website field shows https://www.rok.biz.
Open the profileIn its own words
ROK Financial is a business financing marketplace in Great River, New York that matches small businesses with term loans, lines of credit, SBA loans, equipment financing and receivables financing. Published baseline eligibility is a 500 credit score, six months in business and $10,000 in monthly revenue.
Sources and checks
Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.
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ROK Financial publishes no pricing for its term loan product
pricing_type"Finance $10,000 to $5 million"; "Terms from 6 months to 10 years"; "$10,000+ Monthly Gross Sales"
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ROK Financial publishes no pricing for its mca product
pricing_type"Finance $10,000 to $5 million"; "4+ Months in Business"; "$10,000+ Monthly Gross Sales"; "No Minimum FICO"
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ROK Financial publishes no pricing for its line of credit product
pricing_type"Finance $10,000 to $5 million"; "Terms from 6 months to 10 years"; "600 FICO Score"; "6+ Months in Business"
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ROK Financial publishes no pricing for its sba loan product
pricing_type"Finance $50,000 to $5 million"; "Terms from 10 years to 25 years"; "2+ Years in Business"
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ROK Financial publishes no pricing for its equipment financing product
pricing_type"Finance $10,000 to $5 million"; "580+ FICO"; "Terms from 12 months to 5 years"; "No Minimum Time in Business"
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ROK Financial publishes no pricing for its invoice factoring product
pricing_type"$100k+ aged up to 90 days"; "Funding in 2 - 5 Days"
Questions about ROK Financial
Is ROK Financial a direct funder or a broker?
ROK Financial does not publish whether it funds directly or brokers to others. It is worth asking on the first call, because it changes who holds your contract and who you deal with if something goes wrong.
What does ROK Financial cost?
ROK Financial publishes no price. Not a range, not a starting rate — nothing we could find and cite. You will not know what it costs until you have an offer in front of you, which is worth knowing before you spend time applying.
How much can you borrow from ROK Financial?
Its published range is $10K – $5M.
What does ROK Financial require to qualify?
It publishes: a minimum credit score of 500; 6 months in business; minimum monthly revenue of $10,000.
How fast does ROK Financial fund?
It advertises 1-3 days. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.
What products does ROK Financial offer?
On record here: Merchant Cash Advance, Term Loan, Business Line of Credit, SBA Loan, Equipment Financing, Invoice Financing.
How transparent is ROK Financial?
It publishes 9 of 9 standard facts about itself, which is 100% — publishes most of its terms. The directory median is a useful comparison and is shown on this page.
Where did these figures come from?
Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.
Is Find Me Funders affiliated with ROK Financial?
No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.