Find Me Funders
Credibly
Business funding, simplified
What Credibly puts on the record
Every row is the lender's own published figure or a blank. Blanks are not estimates and not zeros — they are what happens when a lender publishes nothing.
- Amounts
- $5K – $10M
- Speed to fund
- As fast as 4 hours after approval
- Minimum credit score
- 550
- Minimum time in business
- 6 mo
- Minimum monthly revenue
- $20K/mo
- Direct funder or broker
- Direct funder
- Products offered
- Merchant Cash Advance, Working Capital, Term Loan, Business Line of Credit, SBA Loan, Equipment Financing
What Credibly does not publish
- Where it is based
- How long it has traded
Nothing here is hidden by us — these are the fields Credibly leaves off its own site. Ask for each of them in writing before you sign anything, and treat a refusal to put one in writing as an answer.
Product by product
Pricing basis sits in its own column because a factor rate and an APR measure different things and must never be read as one number.
| Product | Amounts | Pricing basis | Published rate | Term | Speed | On the record |
|---|---|---|---|---|---|---|
| Merchant Cash Advance | $5K – $600K | Factor rate | from 1.11x | 3–24 mo | as fast as 4 hours after approval |
|
| Working Capital | Up to $600K | Factor rate | from 1.11x | 6–24 mo | as fast as 4 hours |
|
| Term Loan | $50K – $10M | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Business Line of Credit | $5K – $300K | Interest rate | 3% – 5% | 3–24 mo | As fast as 4 hours |
|
| SBA Loan | Not disclosed | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
| Equipment Financing | $10K – $10M | Not disclosed | Not publicly disclosed | Not disclosed | Not disclosed |
|
Worth knowing before you call
What our researcher found reading Credibly’s own site — not the lender’s words
Its own pages disagree on the entry criteria: the working capital product page says a $25,000 minimum while the homepage and FAQ say $5,000; credit minimum appears as both 500+ and 550+; revenue as both $15,000 and $20,000 a month. The stricter figure is used here and the conflict is recorded rather than resolved.
In its own words
Direct funder offering working capital, merchant cash advances, a line of credit, equipment financing, term loans and SBA loans. One of the few lenders in this directory that publishes a starting factor rate on its own site.
Sources and checks
Every figure on this page traces to a document someone read, on a date. Where a check is past its review date it says so rather than passing as current.
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Credibly publishes a factor rate for working capital
pricing_type"Factor rates as low as 1.11*"; "Terms from 6-24 months"
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Credibly publishes a factor rate for mca
pricing_type"Business financing from $5,000 to $600,000"; "Factor rates as low as 1.11"; "Terms from 3-24 months"
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Credibly publishes a interest rate for line of credit
pricing_type"Business financing from $5,000 to $300,000"; "Monthly interest rate 3-5%**"
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Credibly publishes no pricing for its equipment financing product
pricing_type"Credit lines up to $300,000, long-term loans from $50,000 to $10 million, and equipment financing from $10,000 to $10 million."
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Credibly publishes no pricing for its term loan product
pricing_type"long-term loans from $50,000 to $10 million"
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Credibly publishes no pricing for its sba loan product
pricing_typeSBA loans listed as "Available through partners" with no published terms.
Questions about Credibly
Is Credibly a direct funder or a broker?
Credibly describes itself as a direct funder.
What does Credibly cost?
Credibly publishes a pricing basis on 3 of its 6 product records: Merchant Cash Advance at from 1.11x; Working Capital at from 1.11x; Business Line of Credit at 3% – 5%. Read it as a starting point and get your own quote in writing.
How much can you borrow from Credibly?
Its published range is $5K – $600K.
What does Credibly require to qualify?
It publishes: a minimum credit score of 550; 6 months in business; minimum monthly revenue of $20,000.
How fast does Credibly fund?
It advertises As fast as 4 hours after approval. That is the funder's own claim about its fastest case, not a commitment, and it starts when your file is complete rather than when you first make contact.
What products does Credibly offer?
On record here: Merchant Cash Advance, Working Capital, Term Loan, Business Line of Credit, SBA Loan, Equipment Financing.
How transparent is Credibly?
It publishes 7 of 9 standard facts about itself, which is 78% — publishes most of its terms. The directory median is a useful comparison and is shown on this page.
Where did these figures come from?
Each one traces to a document someone read, on a date, listed at the bottom of this page. Where a figure is absent it is absent here too. Where this page says a figure is not disclosed, it means the lender publishes nothing we could find and cite. It is not an estimate, a category average or a zero. Filling that gap with a guess is how a business ends up applying somewhere it was never going to qualify.
Is Find Me Funders affiliated with Credibly?
No. Find Me Funders is a directory and does not lend, make credit decisions or set terms. Everything here describes what other companies publish about themselves. Find Me Funders is free to use. We earn a fee from some funders when a business we refer goes on to receive funding, and a funder can pay for a placement, which is always labelled. Neither changes a disclosure score, a ranking position or what a page says — scores are computed from published fields, not from commercial relationships.